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In March of 2010, the Patient Protection Affordable Care Act, commonly referred to as the Affordable Care Act (ACA), was signed into law by President Obama. As the ACA is implemented, the restaurant industry will be significantly impacted. From individuals to families, and small business with 50 or fewer employees to large, multi-unit employers with hundreds of employees, the new healthcare benefit landscape will certainly affect you and your employees.

Under the Affordable Care Act, health insurance marketplaces have been established at both the state and national level to facilitate the purchase of health insurance for individuals, families and businesses. Where you go to sign up for healthcare depends on where you live or operate your business. In the District of Columbia, RAMW is partnering with the DC Health Link to get restaurant employees, owners and operators the information they need to sign up and stay in compliance with the law. Those operators with businesses in Virginia and who are looking to purchase coverage for their employees, will need to visit In Maryland, operators who are looking to purchase coverage for their employees may visit Maryland's Health Benefit Exchange.

RAMW is working to ensure that restaurant owners and operators, and their employees receive information on healthcare developments in a timely and efficient manner.

Open Enrollment Starts November 1st for Health Insurance Coverage via the Affordable Care Act (ACA)

October 28, 2021
DC Health Link , the District of Columbia's Affordable Care Act health insurance marketplace, offers 25 different health plans for District residents to fit all budgets. There are PPOs, POSs, and HMOs—low and high deductibles—and HSA compatible plans from CareFirst Blue Cross Blue Shield and Kaiser Permanente. Fifteen of the 25 plans even cover medical services without having to first pay your deductible, including urgent care, specialists (including mental health), primary care, and generic medication. All District residents qualify for coverage through DC Health Link and may...

Kaiser Permanente Members: Flu Shots Now Available Through Participating Retail Pharmacies

October 12, 2021
From now through March 31, 2022, Kaiser Permanente members can get a flu shot at no additional cost from multiple retail locations, including Walgreens, CVS Health, and Walmart. This is in addition to the Kaiser Permanente flu clinics options that are currently available to members. This means that Kaiser Permanente is offering 5 easy ways to get a flu shot: Drive-thru clinic (appointment required) - Now through November 30, members can use our new, convenient way to get a flu shot. They don’t even have to leave their car. An appointment is required. Medical center clinic (appointment...

Mayor Bowser’s Emergency COVID-19 Relief at Work Keeping District Residents and Small Businesses Covered with Quality Health Insurance

October 6, 2021
FOR IMMEDIATE RELEASE: October 6, 2021 CONTACT: LaToya Foster (EOM) – (202) 727-5011; Mayor Bowser’s Emergency COVID-19 Relief at Work Keeping District Residents and Small Businesses Covered with Quality Health Insurance (WASHINGTON, DC) – Today, Mayor Muriel Bowser announced that thousands of DC residents and small businesses with DC Health Link coverage have had their past-due health insurance premiums paid thanks to a local program using American Rescue Plan COVID-19 relief funds for cities and states. Of the $15 million relief fund established by...Read more

Kaiser Permanente In the Community | Facebook Live: The Flu Vaccine In The Age of COVID

September 10, 2021
Did you know our #PermanenteMedicine experts have done a series of Facebook Lives on important community health topics? In the latest session, a panel of physicians discussed the flu vaccine and its importance as we continue to fight the COVID-19 pandemic. Take a look and hear answers to questions like: Can you have the flu and COVID-19 at the same time? Why do you need a flu shot every year? How do physicians advise families in diverse neighborhoods who may be hesitant to be vaccinated? What do immunocompromised individuals need to know about getting a flu vaccine? Follow Mid Atlantic...

A Small Business Owner’s FAQ Guide to Offering Health Benefits

August 10, 2021
To a small business owner, navigating the must-have’s and the nice-to-have’s of health benefits can seem daunting. Are you required to offer health care to your staff? How much will that cost you? Do the benefits of employee-sponsored health coverage outweigh the costs? While the circumstances and specific requirements may differ from business to business, at Kaiser Permanente we know that health coverage isn’t just a benefit to the employee, but also to the business owner. Because healthier employees lead to a healthier bottom line. In a recent article in partnership with...

How To Minimize Disruption When Switching Employee Health Care Plans

July 20, 2021
They say that “change is good.” And while switching to Kaiser Permanente should be a seamless experience, any organizational change can be disruptive and spark many questions – especially when the change involves something as important as health care. The good news is that there are ways to minimize that disruption so employees can feel good about the change and stay focused on doing their job. In a recent blog post, we shared tips employers can use to leverage best practices in change management.

DC Health Benefit Exchange Authority Takes Action to Achieve Social Justice and Equity in Health Insurance Coverage

July 15, 2021
PRESS RELEASE For Immediate Release : July 15, 2021 Contact: Adam Hudson: (202) 527-5622; Linda Wharton Boyd: (202) 351-9777; Washington, DC ­­ – The DC Health Benefit Exchange Authority (DCHBX) Executive Board voted to adopt recommendations from its Social Justice and Health Disparities Working Group, in an effort to stop racism in health care. These recommendations are focused on three crucial areas in order to establish practices, structures, and policies that can be implemented by DCHBX and DC Health Link health plans to (1)...

DC Residents Urged to Take Advantage of $36 Million in Lower Health Insurance Premiums on DC Health Link

May 14, 2021
DC residents can potentially save thousands of dollars per year on health insurance premiums through the American Rescue Plan, signed into law by President Biden. Savings of nearly $36 million in premiums for DC residents this year; Plans as little as $2/month for residents who lost their jobs; Monthly savings average $146 a month for residents who have already provided their income information to DC Health Link; 100% payment of COBRA for laid off workers through September; District residents can go to right now to preview their premium savings and enroll in a health plan. If...

Watch: Health Insurance Options for Small Businesses & Individuals During the Pandemic

April 5, 2021
In collaboration with DC Health Link, the District’s online health insurance marketplace, RAMW recently hosted a webinar on the current options available to small businesses that have had changes in business operations affecting their ability to offer or maintain employer sponsored health coverage and for individuals who may be losing or have lost health insurance coverage during the COVID-19 pandemic. Including the newly added options that are part of the American Rescue Plan that also lowers premiums for District residents. View the recorded webinar here .

American Rescue Plan Lowers Health Insurance Premiums for District Residents

March 22, 2021
In response to the devastating economic and health impacts of COVID-19, the American Rescue Plan reduces premiums for health insurance through DC Health Link, provides health insurance for as little as $2/month to people who lost their jobs, and pays for 100% of COBRA for laid-off workers. It is a fundamental shift in how we view private health insurance affordability for all income earners and the biggest expansion of the Affordable Care Act (ACA) since 2010. District residents covered through DC Health Link will save approximately $36 million in premiums for individual and family health...