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Liability shift lifts veil on small counterfeit charges By: Georgia Stavrakis, CPP   It’s been a year since the U.S. migrated to EMV technology, and more than 1 million businesses now use EMV chip-embedded credit card readers. Unfortunately, criminals are taking full advantage of businesses that haven’t fully made the switch, leaving even small businesses vulnerable to costly chargebacks.   Restaurants have been plagued for years by counterfeit, stolen and cloned credit card activity, but it’s much more apparent now that liability for these fraudulent charges...
Whether you want to reduce operating costs, increase the reliability of your energy supply, upgrade inefficient systems, increase your revenue potential  or improve the ambience of your restaurant —Washington Gas is here to help. Our team will help you determine what investments will save the most energy and money. We’ll survey your structure or planned project, assess your energy needs and recommend natural gas solutions that will give you optimal performance at absolutely no cost to you. Our team also has the experience and technical expertise to walk you through each...
On Thursday, June 16th we recognized the accomplishments of more than 340 graduates who completed their career training, GED and ESL programs. During her address to students, Mayor Muriel Bowser commended graduates for putting education first. New citizen and Carlos Rosario School graduate Yorlenys Maradiaga, originally from Honduras, encouraged her classmates to spread the word about the power of education. “We wouldn’t be here if it wasn’t for someone else helping us to see that with education we have so many more opportunities in life,” Yorlenys said. The...
Have you experienced an increasing number of chargebacks in the wake of last fall's liability shift? Now that the fraud liability shift has moved to merchants, many restaurant operators are seeing an increase in chargebacks in the restaurant space. Many restaurant POS companies do not have a method (EMV) to process these cards which in turn exposes the restaurant to the liability. Join the National Restaurant Assocation (NRA) and Heartland Payment Systems for a webinar on this topic on June 23, 11 a.m. ET. During this webinar, experts from Heartland and the...
Access to stable employment is integral to human dignity and self-worth. Unfortunately for many transgender people, employment is often inaccessible due to discrimination. According to the National Transgender Discrimination Survey, more than 90 percent of transgender people have experienced harassment in the workplace due to their gender identity, and at least 47 percent said they experienced an adverse job outcome (such as being fired, not hired, or denied a promotion) due to their gender identity. In the District of Columbia, the Qualified and Transgender resume testing study conducted by...
This summer, the Neighborhood Restaurant Group, Golden Triangle Business Improvement District (BID) and Liberty Property Trust are partnering to bring a seasonal, craft beer garden called Canteen to the District. The 100-seat outdoor beer garden in the courtyard at 2100 M Street NW will feature 10 rotating drafts, a menu from Red Apron Butchery, weekly live music, and lawn games. Canteen will be open Wednesday through Friday, 4–10 p.m., and Saturday, 12–10 p.m. (weather permitting). Canteen’s grand opening is on Saturday, June 18. Beer Director and the mastermind behind...
RESTAURANTS CONSUME FIVE TO SEVEN TIMES MORE ENERGY THAN OTHER BUSINESSES OCCUPYING SIMILAR SQUARE FOOTAGE. Restaurants waste more energy than a typical business—as much as $8 billion in energy every year. ThinkFoodGroup is taking steps to change that at Zaytinya.      In an effort to be more energy-efficient, we enlisted the help of DCSEU to upgrade our lighting. Not only has this process saved the restaurant money, it’s also better for the environment, and we couldn’t be more pleased with the results.     - Stew Newbold, Director of...
(WASHINGTON, DC) – Today, Mayor Muriel Bowser, At-Large Councilmember Vincent Orange, and Ward 2 Councilmember Jack Evans joined Events DC – the convention and sports authority for the District – to announce six new retail and restaurant tenants that will soon occupy spaces that have been vacant for years at the Walter E. Washington Convention Center. These businesses will bring highly anticipated economic activity and jobs to Washington, DC, and more community services to the Shaw Corridor. “The realized potential of the convention center’s retail is yet...
Content provided by Heartland Payment Systems a RAMW Endorsed Provider. The liability shift deadline has passed. And guess what? The world didn’t come to an end—just like it didn’t when the clock struck midnight on January 1, 2000. But unlike Y2K, EMV is here to stay. The good news is the sun didn’t set for good on October 1. Maybe you were aware of the liability shift, but decided against the equipment upgrade. You might have had every intention of becoming compatible, but before you knew it, October 1 had come and gone. Or you could still be trying to...
Why D.C. Health Link says tech changes will transform enrollment season Oct 30, 2015, 5:00am EDT   by Tina Reed - Staff Reporter   Washington Business Journal   Small business owners and individuals trying to purchase health insurance through the District's state-based exchange should have a much easier time this enrollment season, D.C. Health Link officials said.   The reason: big technology changes.   Those changes include tools to make it easier for consumers to select a plan or to find any qualifying...
Some content below provided by Heartland Payment Systems a RAMW Endorsed Provider. The Affordable Care Act’s (ACA) third open enrollment is underway and there are even more changes to the law this year. The stakes are higher for everyone involved in 2016. From new, complicated tax forms to increased penalties for noncompliance, the confusion and sense of urgency mounts for business owners across the U.S. What is the ACA or “Obamacare”? Under this law, you may be required to provide your employees with a certain level of insurance coverage, and weeding through the...
Restaurants and the foodservice industry in the DC Metropolitan region are major drivers of business growth. Restaurants account for nearly 60,000 jobs just in DC and the industry brings in over $2.6 billion in spending to the District. Still, restaurant owners and operators face a delicate battle to maintain a sustainable bottom line and continue to create and maintain jobs.   Learn about how restaurants thrive in our region, about the challenges and economics of owning a foodservice business, and read the stories of the people behind some of our regions best restaurants in the...
  According to U.S. Census Bureau Report, Uninsured Rates Drop in All 50 States and the District of Columbia By Tamara Kramer September 16th, 2015 New 2014 health insurance numbers released today from the U.S. Census Bureau show decreases in the rate of the uninsured in all 50 states and the District of Columbia. These numbers, which cover calendar year 2013 and calendar year 2014, allow us for the first time to look at how the policies of the Affordable Care Act have affected the nation’s overall insurance rate. The state-by-state breakdown shows that Massachusetts...
The Open Enrollment Period for 2016 begins November 1, 2015.  During this time, individuals and families can make changes to existing plans or obtain new coverage.  This period extends until January 31, 2016.  As an individual or family seeking coverage, you have a number of options to get your questions answered or to get help with your enrollment. You can speak to an insurance broker, an in-person assister (IPA), or go to a one-touch center around the city at any time for free help with new plans or changes to existing plans.  For RAMW members, we also have Jackie Ludden...
Washington, DC - Events DC and the Restaurant Association Metropolitan Washington along with its members are proud to celebrate the tradition of the college football experience and honor the heritage and excellence of Historically Black Colleges and Universities during the 5th annual AT&T Nation’s Football Classic® weekend from September 16-20, 2015. The football game features Hampton University vs. Howard University at RFK Stadium on Friday, September 18th, 2015 at 7:30 pm. For a complete list of events, please visit nationsfootballclassic.com. In anticipation of the event,...
Washington Business Journal: D.C. health exchange launches new tool to make finding a doctor easier By Tina Reed - 8/20/2015, 5:00am EDT D.C. launched a new online tool to ease the task of finding a doctor that accepts plans sold on the District's health insurance marketplace. Called the Universal Doctor Directory 1.0, the new tool available on D.C. Health Link allows consumers to search individual and family plans to figure out which doctors participate in particular plans. The directory also allows consumers to find a new doctor by ZIP code, last name or specialty and then see which...
The EMV (European MasterCard Visa) migration is rolling full steam ahead in the United States and it’s a tectonic shift of the nation’s payments infrastructure. Banks and card issuers are sending out chip cards to their customers, while retailers are deploying new terminals to support them. Effective October 1, 2015 Visa, MasterCard, Discover and American Express have mandated liability shifts for fraudulent transactions. Generally, liability will shift to the party using the least secure technology.  If you’re like many restaurateurs, you may be having a hard time...
The Washington Post by Aaron C. Davis A historic measure to raise the District’s hourly minimum wage to $15 is headed toward next year’s ballot after city officials released a ruling Wednesday approving a voter initiative that places the nation’s capital at the center of a wage fight taking place in cities across the country. If approved, the initiative would lift Washington’s minimum wage above every other city’s on the East Coast. It would push the District into a burgeoning, urban liberal vanguard on higher wages that includes Seattle, San Francisco and Los...
On July 1st the minimum wage in DC increased to $10.50 an hour. This increase is based on legislation passed by the DC City Council, which increases the minimum wage over a three step process. July 1st was the second step in the increase process. The third increase will take place July 1, 2016 and will raise the minimum wage to $11.50 an hour.
Navigating the health care maze can seem like 10,000 questions.  In this post, I have addressed a number of questions that face small business owners every day.  How does an employer choose the correct plan for employees? What options are available and which ones fit the needs of all of the employee’s healthcare consumption? Are high deductible plans worth it? Your employees range from age 20 to 60 plus with different aged dependents too.  Some employees only need coverage for themselves and others need to cover dependents. Do you offer one plan, two plans or possibly...
PRESS RELEASE For Immediate Release: March 9, 2015 Contact: Adam Hudson: (202) 527-5622; adam.hudson@dc.gov Linda Wharton Boyd: (202) 351-9777; linda.wharton-boyd@dc.gov   Special Enrollment Offered to Uninsured District Residents Facing IRS Tax Penalties Individuals and Families Can Sign Up from March 15 Through April 30, 2015   Washington, DC­­ – Today, the DC Health Benefit Exchange Authority (HBX) adopted a unanimous recommendation from its Standing Advisory Board to allow a Special Enrollment Period (SEP) for District residents who may be subject to a...
RAMW member restaurants welcome auto enthusiasts with Auto Show specials and promotions   Washington, DC - Events DC and the Restaurant Association Metropolitan Washington along with its members are excited to welcome the 2015 Washington Auto Show from January 23 – February 1, 2015.   The annual show marks a new era for Washington, D.C.‘s largest public show. With its doubled time frame, from five to ten days, it’s an even bigger experience for fans and attendees. The 2015 Washington Auto Show will deck the Walter E. Washington...
Major Legislative Victories for DC Restaurants & Bars   Today the Council of the District of Columbia voted on B20-0902 – Omnibus Alcoholic Beverage Regulation Amendment Act of 2014. There were two major victories for RAMW and our members today! These victories would not have been possible without your support, calls and letters to the Council. Thank you for responding to our calls to action. Your mobilization helped ensure that we were able to: Hold the line with regards to penalties for repeat offenders. The Council did not increase fines for repeat offenders...
12 Days of Tips with Jackie Ludden | Project Director for the RAMW/DC Health Link Partnership 12/8 How to prepare for Individual, Family and Small Business coverage by Jan 1, 2015? In order to prepare for January 1, 2015 coverage, individuals, families and small businesses will need to have all paperwork including census and plans chosen by no later than December 15, 2014. 12/9 Mobile Apps The DC Health Link mobile apps are free and available for Apple devices through the Apple App Store and Android devices through the Google Play store. Download towards better health...
DC Health Link, the District’s go-to online marketplace to shop for health insurance, will be offline this week to make updates to its portal. This upgrade comes in preparation for the start of open enrollment for individuals and families -  which will be November 15, 2014 through February 15, 2015.  Here are some changes you can expect to see on the site when DC Health Link goes back online this Friday, November 7: Automatic Renewal – DC Health Link will automatically renew individuals and families who enrolled in a health plan through the health exchange in 2014...

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